01 - Combine rolled oats, ripe banana, milk, maple syrup or honey, vanilla extract, cinnamon, nutmeg, salt, and chia seeds in a blender container.
02 - Process on high speed for 30-60 seconds until completely smooth and creamy, stopping to scrape down sides as needed.
03 - Pour the blended oat mixture into a medium saucepan.
04 - Heat over medium setting, stirring constantly for 4-5 minutes until mixture thickens and reaches desired consistency.
05 - Divide the hot blended oats evenly between two serving bowls.
06 - Arrange sliced banana, chopped nuts, chocolate chips, coconut, and a drizzle of sweetener on top of each portion.
07 - Present warm and enjoy while the oats retain optimal temperature and texture.